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Understanding Your Pension Options

With so many pension types available, it can be hard to know where to start. We break down the key options and what they mean for your retirement.

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Retirement Planning

How Much Pension Do I Need to Retire?

It is probably one of the most useful questions you can ask about your finances, and also one of the hardest to answer with a single number. The amount you need depends on the life you want to live, the income you already have, when you want to retire and what your spending is likely to look like once work stops.

Steve Ralph

6 min read

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Estate Planning

Will My Pension Be Subject to Inheritance Tax?

From 6 April 2027, most unused pension funds will be brought into the value of an estate for inheritance tax purposes. But that does not mean every pension suddenly gets hit with a forty per cent tax bill. Here is what the change actually means.

Steve Ralph

6 min read

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Workplace Pensions

Your Workplace Pension Is Doing More Than You Think — Do You Know What It's Invested In?

Your workplace pension could eventually become one of the biggest financial assets you own. But do you know what it is invested in, what fund you are in, or what that fund is actually trying to achieve?

Steve Ralph

5–6 min read

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Investments

Investment Basics: Getting Started

Investing can feel daunting if you have never done it before. Here is a straightforward guide to the key principles every new investor should know.

Steve Ralph

4 min read

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Protection

Protecting Your Family Financially

Life insurance and income protection are often overlooked, but they can make an enormous difference when the unexpected happens. Here is what you need to know.

Steve Ralph

4 min read

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